What is ASPCA Insurance?
ASPCA Pet Insurance is a plan that provides coverage for cats and dogs. The plan is provided by United States Fire Insurance Company and administered by PetPartners, Inc., a third-party claims processor. ASPCA Pet Insurance offers coverage for illnesses, injuries, and accidents, plus routine care. The company offers a range of plans and optional riders that give pet parents the flexibility to customize a policy to their needs. Pet parents can choose from three levels of coverage and a range of optional riders to tailor a plan to the needs of their cat or dog. ASPCA Pet Insurance is designed to help pet parents manage the costs of unexpected vet bills and keep their pet healthy and happy.
What Does ASPCA Insurance Cover?
ASPCA Pet Insurance covers a range of illnesses, injuries, and accidents, plus routine care. The company’s plans provide coverage for veterinary exams, lab tests, hospitalization, surgery, prescription medications, and more. Pet parents can also add optional riders to their policy to cover non-routine care, such as alternative therapies such as acupuncture or chiropractic care, and preventive care, such as vaccinations and dental care. ASPCA Pet Insurance also offers a range of discounts and benefits, including discounts for multi-pet households, pet adoption, and more.
What Does ASPCA Insurance Not Cover?
ASPCA Pet Insurance does not cover pre-existing conditions, hereditary or congenital conditions, or any condition that occurred before the policy was purchased. The company also does not cover elective procedures, such as spaying or neutering, or cosmetic procedures, such as declawing. ASPCA Pet Insurance also does not cover any treatments for behavioral issues or any treatments related to breeding or showing. Additionally, ASPCA Pet Insurance does not cover any expenses incurred outside of the United States.
How Much Does ASPCA Insurance Cost?
The cost of ASPCA Pet Insurance depends on the plan chosen, the age of the pet, the location, and the deductible chosen. The company offers three levels of coverage, with prices ranging from $25 to $70 per month. Pet parents can also choose a deductible ranging from $50 to $1,000, which will affect the cost of the policy. Additionally, the company offers discounts for multi-pet households and for adopting a pet.
How Do I File a Claim with ASPCA Insurance?
Filing a claim with ASPCA Pet Insurance is easy. Pet parents can submit claims online, by fax, or by mail. When filing a claim, pet parents must include the itemized veterinary bill, proof of payment, and a signed claim form. Claims are usually processed within seven to ten business days, and pet parents can check the status of their claim online. ASPCA Pet Insurance also offers 24/7 customer service and a toll-free number for pet parents to call with questions.
What is the Cancellation Policy for ASPCA Insurance?
ASPCA Pet Insurance has a 30-day satisfaction guarantee. If a pet parent is not satisfied with their policy within 30 days of purchase, they will receive a full refund of their premiums. Pet parents can also cancel their policy at any time and receive a pro-rated refund of their premiums. Pet parents should note that any claim payments already paid will be subtracted from the refund.
What is the Benefits of ASPCA Insurance?
ASPCA Pet Insurance is designed to help pet parents manage the costs of unexpected vet bills and keep their pet healthy and happy. The company offers three levels of coverage and a range of optional riders, so pet parents can customize a plan to their needs. ASPCA Pet Insurance also offers discounts for multi-pet households and pet adoption, plus 24/7 customer service and a satisfaction guarantee.
What are the Drawbacks of ASPCA Insurance?
The main drawback of ASPCA Pet Insurance is that it does not cover pre-existing conditions, hereditary or congenital conditions, or any condition that occurred before the policy was purchased. Additionally, the company does not cover elective procedures, such as spaying or neutering, or cosmetic procedures, such as declawing. ASPCA Pet Insurance also does not cover any treatments for behavioral issues or any treatments related to breeding or showing.
Should I Get ASPCA Insurance?
Whether or not you should get ASPCA Pet Insurance depends on your individual needs and circumstances. If you want to protect your pet from unexpected vet bills and keep them healthy and happy, ASPCA Pet Insurance may be a good option. However, it’s important to read the policy carefully and make sure it covers your pet’s needs. If you have any questions, you can contact ASPCA Pet Insurance customer service.