What Is RACV Home Insurance?
RACV Home Insurance is a comprehensive insurance policy specifically designed to protect your home and its contents. It is a reliable and cost-effective way to protect your investment in your home and the possessions within it. RACV Home Insurance offers protection against damage caused by events such as fire, storms, floods, theft, and vandalism, as well as liability for injuries or damage to a third party. It also provides cover for additional living expenses should you need to move out of your home while repairs are being carried out as a result of an insured event.
What Does RACV Home Insurance Cover?
RACV Home Insurance provides cover for the following:
- Damage or loss to your home, including damage or loss caused by events such as fire, storms, floods, theft, and vandalism
- Damage or loss to your possessions, including furniture, electrical goods, and clothing
- Liability for injuries or damage to a third party
- Additional living expenses should you need to move out of your home while repairs are being carried out as a result of an insured event
- Optional cover for the replacement of locks and keys, legal fees, accidental damage, and the cost of alternative accommodation in the event of a covered claim.
The Benefits of RACV Home Insurance
The main benefit of RACV Home Insurance is that it provides comprehensive cover for your home and its contents, at a competitive price. It also offers a range of additional benefits, including:
- A range of discounts for customers who have multiple policies or have taken out additional cover
- 24/7 emergency assistance
- The option to pay your premium monthly, to make it more affordable
- The option to increase your excess and reduce your premium
- The option to add additional cover, such as accidental damage, legal fees, and the cost of alternative accommodation in the event of a covered claim.
How to Get RACV Home Insurance
Getting RACV Home Insurance is easy. You can get a quote online and purchase the policy online. Alternatively, you can call the RACV Home Insurance team on 1300 722 534 to discuss your requirements and get a quote. The team can also help you with any questions you may have about the policy.
What Should I Do After Purchasing RACV Home Insurance?
Once you have purchased your RACV Home Insurance policy, it is important to take the following steps:
- Read your policy document carefully and make sure you understand the cover and any exclusions.
- Make sure you keep a copy of the policy document in a safe place.
- Make an inventory of your home and its contents and keep it safely stored.
- Check that your policy covers the amount required to rebuild or repair your home.
- Check that the policy covers your possessions for their full replacement value.
- Keep all receipts for any items you purchase for your home.
- Review your policy and make any necessary changes at least once a year.
Conclusion
RACV Home Insurance is a comprehensive, cost-effective way to protect your home and its contents. It provides cover for damage caused by events such as fire, storms, floods, theft, and vandalism, as well as liability for injuries or damage to a third party. It also offers additional benefits such as discounts, 24/7 emergency assistance, and the option to add additional cover. Purchasing a RACV Home Insurance policy is easy and can be done online or by calling the RACV Home Insurance team. Once you have purchased your policy, it is important to take the necessary steps to ensure that you have the right cover for your home and its contents.